Medicare Part A - Hospital Insurance

Medicare Part A, often referred to as hospital insurance, but what does any of that mean? Below I’ll be going over: who qualifies, what is covered and the costs of Medicare Part A.

What is covered under Part A?

Inpatient care
Skilled Nursing Facility care
Hospice
Home health care

Part A Premium

  
    Qualifications
    Premium
  
    You or your spouse worked 40 quarters (10 years) in the USA
    $0 per month
  
    You or your spouse worked between 30-39 quarters (7.5-10 years) in the USA
    $278 per month
  
    You or your spouse worked under 30 quarters (7.5 years) in the USA
    $506 per month

Part A - Inpatient Cost Sharing [2024]

  
    Part A costs
    What you pay
  
    Deductible
    $1,632 for each inpatient hospital stay
  
    Inpatient Stay
    
    Days 1-60: $0
Days 61-90: $408 copay each day
Days 91-150: $816 copay each day
After 150 days: You pay all costs

      Lifetime reserve days can only be used once.
    
    Skilled Nursing Facility Stay
    
      Days 1-20: $0
Days 21-100: $204 copay each day
101 days: You pay all costs

< Go back to Parts of Medicare

Learn about Medicare Part B>

Part A costs	What you pay
Deductible	$1,632 for each inpatient hospital stay
Inpatient Stay	Days 1-60: $0 Days 61-90: $408 copay each day Days 91-150: $816 copay each day After 150 days: You pay all costs Lifetime reserve days can only be used once.
Skilled Nursing Facility Stay	Days 1-20: $0 Days 21-100: $204 copay each day 101 days: You pay all costs